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(407) 926-2553
info@nxtgenadvisory.com

Your Business, Your Wealth

Plan Beyond the P&L

It’s no secret that being a business owner is more than just one job. You have many roles and responsibilities and each one is important. While running your business may be complicated, protecting it doesn’t have to be. That is where we can help.

We start with you — your thoughts, dreams and needs – then delve into your business, its needs and objectives before we start talking about an approach or strategy. We want our relationship with you to be collaborative so it can help you get where you want to go.

Take control of your businesses' future with an approach or plan designed to fit your specific needs or goals.

Our Process

Retirement planning

  • Individual Retirement Accounts (IRAs)
  • Simplified Employee Pension Plans
  • SIMPLE Plans
  • 401(a)
  • Owner 401(k) and Roth 401(k)
  • 457(b)
  • 403(b)(7)
  • 403(b)
  • Roth 403(b)
  • Roth 457
  • Pension/Profit-Sharing
  • 412(e) Plan
Our History

Employee benefits

  • Dental
  • Vision
  • Life
  • Short-Term Disability Income
  • Long-Term Disability Income
Our Values

Executive Benefits

  • Bonus Plans
  • Deferred Compensation Plans
  • Split-Dollar Plans
Our Process

Group insurance

  • Health Insurance
  • Long-Term Care Insurance
  • Disability Income Insurance
  • Life Insurance
Our History

Financial planning1

  • Employee Financial Planning
  • Educational Seminars
Our Values

Business Planning And Estate Planning Strategies

  • Buy-Sell Plans
  • Nonqualified Retirement Plans
  • 401(k) Retirement Plans
Our Process

Business continuation programs

  • Key Person Coverage
  • Buy-Sell Agreements
  • Succession Planning
  • Business Overhead Expense
  • Disability Buyout
  • Employee Stock Ownership Plans (ESOP)
Our Values

401K Information Request

Click here to access our 401k Information Questionnaire.

We'd love to discuss how we can help your organization!


Our History


I want to set up a retirement plan for myself as a business owner, what are my options?

As a business owner, you have several retirement plan options:

*SEP IRA: Simplified Employee Pension (SEP) IRAs are easy to set up and allow for high contribution limits.

*SIMPLE IRA: Savings Incentive Match Plan for Employees (SIMPLE) IRAs are suitable for small businesses with up to 100 employees.

*Solo 401(k): Ideal for self-employed individuals with no employees, offering high contribution limits.

*Defined Benefit Plan: Provides a fixed, pre-established benefit for employees at retirement, suitable for owners seeking large contributions.


For tailored advice, consult with a financial advisor at NxtGen Advisory to choose the best plan for your needs.

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How do I offer a 401k plan to my company?

To offer a 401(k) plan:

*Choose a Plan Provider: Select a financial institution or third-party administrator to handle the plan setup and management.

*Plan Design: Decide on plan features such as employer matching, vesting schedules, and eligibility requirements.

*Documentation: Prepare the necessary plan documents, including the Summary Plan Description (SPD).

*Employee Communication: Educate employees about the plan benefits and enrollment process.

*Compliance: Ensure the plan complies with IRS and Department of Labor regulations.

We would love the opportunity to connect and learn more about your organization and how a 401k plan would enhance retention and your overall benefits package!

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Should I be shopping for employee benefits every year?

Yes, reviewing employee benefits annually is advisable for a number of reasons including: ensuring you are getting the best value (cost management), updating benefits to remain competitive, adjusting offerings based on employee feedback or changing needs and being sure you are compliant with new laws or regulations.

Working with a financial advisor at NxtGen Advisory, with expert knowledge of these plans, can simplify this process and help optimize your offerings.

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1 Fee-based, and non-fee based financial planning is offered by financial professionals who are investment advisor representatives for Equitable Advisors, LLC, a SEC-registered investment advisor.