About Us | Equitable Advisors

Whether it's developing a retirement plan for the future, creating a customized executive benefits program for a business, implementing a needs-based protection strategy, or preparing a detailed asset allocation analysis, our mission is to provide innovative and practical financial strategies for our valued clients.

Our firm prides itself on professional excellence and reliability, which should give you a high-level of confidence in the programs and strategies we recommend and can implement.

We can offer a variety of financial products and services that are designed to help you plan for, build, and achieve the financial future you want.

Experience you can count on

We don’t just provide financial strategies. We draw from our team's experience, training and knowledge of financial products and services to offer guidance that helps our clients achieve their most important goals.

Frequently Asked Questions (FAQ's) About Financial Planning

How does my Financial Professional get paid?

Financial advisors can be compensated in various ways, depending on their business model. Here are some common methods:

Fee-only: Advisors may charge a flat fee, hourly rate, or a percentage of assets under management (AUM). This approach often aligns their interests with those of their clients, as they are paid directly by the client and not through commission on products sold.
Commission-based: Some advisors earn commissions on financial products they sell or transactions they facilitate, such as insurance policies, mutual funds, or brokerage accounts.
Fee-based: This combines both fees and commissions. Advisors might charge a flat fee for advice but also earn commissions on certain products they sell.

At NxtGen Advisory Group, we work with clients however they are most comfortable given their experience and financial goals.

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What is a fiduciary and why is that important?

A fiduciary is a financial professional who is legally required to act in the best interests of their clients. Being a fiduciary means prioritizing client needs above the advisor's own, which can build trust and ensure the advice given is unbiased.

The importance of working with a fiduciary lies in the assurance that you receive advice focused solely on your financial well-being, free from conflicts of interest that may arise due to the advisor's compensation structure or product incentives.

All of the financial professionals at NxtGen Advisory are fiduciaries and work to ensure you are getting a personalized plan for your unique financial situation.

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What questions should I ask a Financial Professional before hiring them?

When considering hiring a financial professional, it's crucial to ask questions that will help you understand their qualifications, experience, and approach. Here are a few suggested questions:

What are your qualifications and experience? Enquire about certifications and previous work history to evaluate their expertise.
How do you get compensated? Understanding their pay structure can reveal potential biases in their advice.
Are you a fiduciary? Ensure that they are legally committed to acting in your best interest.
What is your investment philosophy? This can provide insights into their strategy and how it aligns with your financial goals.
How will we communicate and how often? Determine their availability for consultations and updates on your financial plan.

These questions can help you assess whether a financial professional is the right fit for your needs.

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